Respecting and protecting customer privacy is vital to our business. By explaining our Privacy Policy to you, we trust that you will better understand how we keep our customer information private and secure while using it to serve you better. Keeping customer information secure is a top priority, and we are disclosing our policies to help you understand how we handle the personal information about you that we collect and disclose. This notice explains how you can limit our disclosing of personal information about you. The provisions of this notice will apply to former customers as well as current customers unless we state otherwise.

The Privacy Policy explains the following:

• Protecting the confidentiality of our customer information.
• Who is covered by the Privacy Policy?
• How we gather information.
• How We Use Collected Information.
• The types of information we share, why, and with whom.
• Protecting Personal Information.
• Links to Other Websites.
• Children's Privacy.
• Updates to this Privacy Policy.
• Opting Out

Protecting the Confidentiality of Customer Information:
We take our responsibility to protect the privacy and confidentiality of customer information very seriously. We maintain physical, electronic, and procedural safeguards that comply with federal standards to store and secure information about you from unauthorized access, alteration, and destruction. Our control policies, for example, authorize access to customer information only by individuals who need access to do their work. From time to time, we enter into agreements with other companies to provide services; they must safeguard this information and may not use it for any other purposes.

Who is Covered by the Privacy Policy:
We provide our Privacy Policy to customers when they conduct business with our company. If we change our privacy policies to permit us to share additional information, you will be notified in advance. This Privacy Policy applies to consumers who are current customers or former customers.

How We Gather Information:

As part of providing you with financial products or services, we may obtain information about you from the following sources:

• Applications, forms, and other information that you provide to us, whether in writing, in person, by telephone, electronically, or by any other means. This information may include your name, address, employment information, income, and credit references;
• Your transaction with us, our affiliates, or others. This information may include your account balances, payment history, and account usage;
• Consumer reporting agencies. This information may include account information and information about your creditworthiness;
• Public sources. This information may include real estate records, employment records, telephone numbers, etc.

How We Use Collected Information:

We use personal information and anonymous information for the following purposes:

• To complete and fulfill your loan application;
• To respond to and fulfill your requests;
• For our marketing efforts, such as sending you marketing communications that we believe may be of interest to you;
• For our business purposes, such as for analysis and to develop new products and services;
• To improve the Website and for analytics purposes; or
• For any other purpose to which you consent.

Information We Share:

We may disclose the information we have about you as permitted by law. We are required to or we may provide information about you to third parties without your consent, as permitted by law, such as to regulatory authorities, law enforcement, or to protect against fraud. In addition, we may provide information to our service providers to help us process your applications or service your accounts (billing providers, lenders, title/escrow companies, etc.).

Protecting Personal Information:

We use reasonable physical, technical, and administrative security measures to protect personal information. For example, we use encryption technologies. Remember that when communicating with MCRE Builders, email is not a secure form of communication when transmitting sensitive info.

Links, Children’s Privacy & Updates:

The Website may contain links to third-party websites. This Website is not intended for persons under 18. We do not knowingly collect info from children under 13. We reserve the right to update this Privacy Policy at any time.

Opting Out:

You may prohibit the sharing of application and third-party credit-related information within our company or any third-party company at any time by contacting us. By sharing this information we can better understand your financial needs and send you notifications of new products and special promotional offers.